How to find the safest bank repo houses

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I started this business with a buy and hold philosophy which means I had tenants and I would purchase on the fringe area of town. When I was trying to figure this business out, I had to develop an idea of where I wanted to buy.

There are areas of Springfield, Ohio that I dont want to buy in. Its the property thats rougher and run down. I try to avoid places where you can hear gunfire in the evenings and things like that. I came up with the strategy of not buying in the rough parts, but I would buy right at the edge of that area. This way, the area was still quiet and nice but I could get house at a seized property auction. Just about any city has a similar set up.

So I starting buying bank repossessed homes in the fringe areas and avoided the war zones. I had safe places that were less expensive. They offered great opportunity for me. I whipped them into rental shape and generated a positive cash flow through the renters. I found ways to approach the rehab that were more economical. For an example when Kevin and I rehab bank repo houses today and put carpet in, it costs me $4000 for carpet, $3000 to $4000 to carpet the place.

With these rentals I found somebody who was doing business with a hotel. They would sell me a roll of carpet for $20.00 and then I found somebody to lay it. So I started to look for opportunities like that and that saves a lot of money.
Now that I am in the selling mode, putting in $4000 of carpet helps because when somebody comes in to the place I get the wow effect. The wow effect is important in sales, but rental is a different story. With a rental, if somebody comes walking in the $4,000 carpet might be a little bright for them. Id try to stay with like a neutral brown or something. Darker colors were also good because the renters didnt mess them up.

This 20 dollar roll of dark carpet could be put in easily and if they tore it up in a year or so, I could put another one in with relative ease. I just pulled it out, put another one in.

To review, what I did was purchase bank repossessed homes that were safe at a low price and I fixed it up very inexpensively. This saved me a lot of time and was good for the bottom line.

Best Ways To Make Money Online-no Joke

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Writing a title about the best ways to do anything is dangerous because at times it won’t be taken seriously. I have come to the following conclusions myself afters hundreds of hours looking at the best ways to make money online.

The Internet is extremely competitive but it offers numerous ways to make money online. One thing I have noticed however is that the people who make the most money on a consistent basis do one or more of the following ways to make money.

1. Email marketing to your own list of your own is a straong way to make money on the Internet today. It has been that way for over 10 years now, and I suspect it will be that way for many years to come.

Because most customers will not make a purchase the first time they land on your website being able to follow up with them in the future is important. Therefore capturing their name and email address for future follow-up is the key to long term successful selling.

This is where email marketing is so powerful because you are building a list of your own you can access at any time. Plus having a list of subscribers gives you the opportunity to get to know people beyond just being another visitor to your website.

2. Combining niche marketing and affiliate marketing to target markets in a less competitive way. This makes sense because if you are just getting started some websites have a large advantage over you.

For example if you were to try to create a website in the niche of make money online you will find there are websites with literally thousands of backlinks already. However if you were to target a less competitive niche such as make money as a blog writer you would find it is less competitive.

The other thing is affiliate marketing is a way to make money selling other people’s products. You can find affiliate programs in the niche you choose to target which allows you to get started very quickly.

This makes niche marketing and affiliate marketing one of the best ways to make money on the Internet because it levels the playing field and allows you to make money faster.

As you have probably guessed you can also combine niche marketing, affiliate marketing, and email marketing. By using your niche website to build an email list it helps you to sell more affiliate products to your subscribers which makes it the best way to make money online!

Your Stock Market Addiction Is Costing You A Fortune

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If you are stock day trading out of addiction, you are unintentionally flushing your money down the toilet. You might not realize it, rationalizing your “investment” options as you watch your wealth dwindle with each trade.

Regardless of your investment style, you must rein in emotion if you expect long-term profitability in investments.

In this article, I’m going to share with you the similarities between typical addictions and stock market addictions. Recognizing these characteristics is your first step to conquering the addiction, and will result in greater profitability, addiction or not.

Active trading has a higher degree of perceived control than passive trading, and this can be dangerous. It’s one of the arguments traders make against using mutual funds. The argument is that by active trading, one can nimbly trade around market circumstances that funds cannot. Forget that the fund manager is more qualified than the trader 99 times out of 100.

This is similar to gambling where a gambler has control over each individual wager, rather than ownership in the casino.

Active trading is exciting. With great risk comes the potential for great reward, and this reward is usually met with the release of the chemical dopamine in the trader’s brain. The presence of this chemical means that trading is more than just a psychological addictionit can actually border on a physical one. These are the same characteristics of a gambler.

Another similar characteristic between trading and gambling is the potential for a quick buck, or easy return of money. Exacerbating this is the fact that it’s possible to receive a disproportionate amount of return through the use of margin and leverage.

Another problem with addictions like trading and gambling is perpetuation, a form of passive enablement. With each passing trade, the addiction is reinforced, regardless of whether the trade was a failure or success. A successful trade brings about the desire for a repeat performance, while a failed trade brings about the need for redemption or to make back that lost amount.

Let’s not lose sight of our goals. Trading is about making money, plain and simple. But to make money, you have to realize the difference between when you are trading and when you are gambling.

If you can successfully master that psychological stumbling block, you will most definitely become a better trader.

Debt Management Services The Best Means of Overcoming Debt Problems!

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Are you a borrower suffering from debt problems? Have all your efforts to seek a solution to the debt worries failed? If your answer is yes to any of these questions, we can help you. Dont worry. You are not alone. There are scores of borrowers who are facing similar problems.

The easy availability of loans has made it easy for borrowers to meet all their needs. However, what happens over a period of time is that they end up availing too many loans which they cannot repay. A debt management advice can help you immensely to overcome the situation. This advice is offered by a team of financial experts who have an in depth experience in handling such problems.

Debt management is an art which if practiced well can eliminate most of the debt worries. A borrower should ensure that he makes timely payment for all the debts. He should set a time limit for the payment of each debt and try his best to keep up the payment. Once, you do this you would have solved your debt problems to a large extent.

Debt Management Plans Find out How They Can Help You!

As a borrower, your chances of getting a loan fast depend upon your credit score. A good credit history signifies a timely payment of loans. If you happen to be suffering from a poor credit history, then stop worrying now!

A debt management advisor can help you in many ways. They can: Suggest an alternative means of solving debt problems. Help chalk out a course of action, which can help minimize the debt burden. Offer you a debt consolidation plan, which if followed can instantly solve the debt problems. Help you get over the problem keeping in mind your repaying capacity.

Alternately, you can also consult a debt management company. This is one of the easiest ways of getting over the debt worries. A debt management company takes upon the whole responsibility of finding the right solution for your debt worries. In other words, it is a one stop solution for all your debt problems. Scores of borrowers have benefited from these debt help management agencies.

Opt for a debt management plan now!

Forex Trading Robots – The Shocking Truth

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Forex trading robots are an automatic way of seeking profit potential from global forex markets and the logic is you simply follow the rules and have a disciplined system for profit – that’s the theory but the truth is…

Very few will make you money and the reason is they have never made any “real money” just paper profits in hindsight. You will almost always see this and it makes the track record to present worthless:

“CFTC RULE 4.41 – Hypothetical or simulated performance results have certain limitations. Unlike an actual performance record, simulated results do not represent actual trading. Also, since the trades have not been executed, the results may have under-or-over compensated for the impact, if any, of certain market factors, such as lack of liquidity. Simulated trading programs in general are also subject to the fact that they are designed with the benefit of hindsight. No representation is being made that any account will or is likely to achieve profit or losses similar to those shown”.

Will a track record with this on it help you make money? I doubt it.

Don’t fall for the hype check the facts and if you see the above ask yourself why you should trust a made up track record? We would all be rich if we knew the future and tomorrows price now but that’s not life.

Today, most novice traders are looking to take short cuts or think a guru mentor or robot can give them success but the reality is ( as with any venture where there is a lot of money to be made ) you need to do your homework and get the right forex education.

There are good automated forex trading systems out there with REAL track records but you need to keep one more point in mind, if you want to enjoy currency trading success.

Keep this equation in mind:

Forex Trading method + Disciplined Application of = Forex trading Success

When you have a good trading system, you still have to apply it with discipline and keep in mind, if you don’t have the discipline to apply it, you don’t have a system – it’s as simple as that.

So if you find one with a real track record you like make sure that you know how and why it works, so you have confidence in it when it hits a losing period and don’t let anyone tell you otherwise even the best system draw down for weeks or months at a time.

Forex Robots can make money and the above information will put you on the right track in finding one.

What is My Online Business Strategy – A Quick and SNEAKY View Under the Covers

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My Online Business Strategy” (MOBS) is a comprehensive approach leveraging many of the excellent techniques delivered by George Brown in Google Sniper. “MOBS” combines existing techniques with a host of additional material and free tools, toll free live support and a clear and concise site building process.

Gary Gregory, number 1 Super Affiliate and official Google Sniper Trainer, covers it all in “My Online Business strategy”.

If you’re squinting your eyes in suspicion, you’ll find the following helps:

“My Online Business Strategy” is about creating your own affiliate websites.

This business system uses easy to use, globally accepted, best of breed open-source software called WordPress.

Gary Gregory uses WordPress because Google loves sites created using WordPress

This business system lets you work where and when you want, for as long as you want.

“MOBS” doesn’t leave your income reliant on payment from either Gary, me, or a small product supplier. You get paid by a global company – a company which has a massive reputation for fantastic payments and customer support.

“My Online Business Strategy” will enable you to run your own business as an Internet Marketer.

“MOBS” will teach you precisely what to do and how to do it.

“My Online Business Strategy” allows total flexibility so that you can manage your own time and efforts.

Gary Gregory provides the new user with dedicated customer service and live support for the system.

“MOBS” was created by Gary Gregory because he wants to see you succeed – he uses these same principles in his own business every day.

Everyone will want to know more about “My Online Business Strategy” so I’ve provided a focus for all expert information.

Everyone will want to know more about “My Online Business Strategy” so I have provided a focus for all expert information at . You should go to this site if you want to get started today with advanced preparation, insider information and training.

Visit My Online Business Strategy Expert site above, my personal site, or for more information on MOBS in general visit

If you delay action you delay results – I can help you on the road to online success starting today!

Visit one of my sites now – YES – Just Do it!

Forex Options Trading – Forex Charting to Success

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When something is easy, then the rewards that come with it are usually low which could explain why people are flocking into the Foreign Exchange Market to invest their money in due to the opportunities of huge profits it offers. But, the catch is that it is very difficult to win in the forex Market and it is common knowledge that more people who try to enter this financial market end up losing their money and only about ten percent of all traders are able to gain profit.

Preparation plays an important role in the success of any person in the world of currency trading. It would be a great idea to take up lessons and classes to learn the basics first. In the end, after a good forex trading education, you should have the knowledge and skills required to win in this market.

A good trader should have studied, learned and practiced as much skill as he or she can before actually trading. There are many different trading tools available, and one popular tool is known as forex trading charts. These charts are valuable as they help the skilled trader find, isolate and take advantage of patterns that appear on the chart. Seven different patterns can appear at any given time depending upon the situation and a skilled trader knows each one of this by heart and is able to identify each when the time comes that they appear. And if the trader is correct about his or her predictions, this could easily turn into a huge gold mine.

Timothy Stevens is a Forex Options Trader who owns – He has helped hundreds of people on Trading Forex with Options.

He has recently developed a free e-course showing you a step by step process for starting your Forex Trading easier. To learn how to start Forex Trading with Options without wasting your time and losing more money, visit

Own A Franchise Financial Conversations To Have With Your Family Before Choosing A Franchise

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Guest Blogger: Ray Moore, CFE, Vice President of Development, BrightStar

The successful franchisee will first and foremost find the right fit. The right fit may be the one that best fits his or her financial resources and goals. The potential franchisee should sit down with their spouse and family and ask some hard questions. Together they will have to decide what outcomes they need to realize to consider this venture a success. They will have to separate out the must have or non-negotiable outcomes before shopping for a franchise opportunity.

The couple/family should agree to the following each family will have to fill in the blanks according to their own circumstances. Its a good idea to consult an accountant:

1.We will not invest more than $_____ of our cash/liquid capital.
2.We will not borrow more than $______ in additional funds to capitalize the business.

With any start up, business owners need to have enough money, either set aside or in other income, to cover household bills and run the business for 12 to 18 months. The following questions will help determine how much is needed:

3.To make sure we can still live comfortably while growing the business, we will cut our household budget to $ ____ per month for at least ____ months and be sure to never exceed that budget.
4.We will only buy a franchise that we have confidence can get big enough to feed itself, i.e., income (cash flow) will cover monthly business expenses (fixed and variable costs), no later than ___ months after signing the agreement.

With many new business start ups, the owner will not be able to take a salary for 1-2 years. The family needs to know that household expenses will be covered during that time.

5.We will only seek a franchise for sale that we have confidence will be able to pay me a discretionary salary (enough to cover some or all of household expenses) without harming the business no later than ___ months after signing the agreement.
6.We will generate other income of $___ (amount needed to make up for loss of other income and savings budget) from ___ (spousal income, other household income or investments) independent of the new franchise business.
7.We will only pursue a franchise business opportunity that will allow us to have our initial investment back, i.e., pay off the start up loan from business income, in ____ months/years.

These are just some of the items that typically come up, or should come up, during the conversations leading up to buying a franchise. Asking the right questions will get you the answers you need. Ask them of yourself, your spouse, your family, the franchisor and other franchisees so you can get the full picture of what your life will be like while building your business, and what it can be like once you have established your new franchise.

Ray Moore, CFE, BrightStar

How To Track Bank Account Transactions Manually

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When a customer at the bank gets a hold of a statement in through the mail, the statement lists out all the transactions happened during previous month. The transactions include both incoming and outgoing, tallying up to a final sum which is indicated as the up-to-date account balance for the benefit of the customer. Without the benefit of the statement, the customer would be much more in the dark more with respect to the contents of the account. With the statement in hand the customer knows details such as the dollar value spent, the size of the income, and the present state of the account.

The fact of the matter is that this information becomes outdated almost immediately as the customer starts to use money. A simple ATM withdrawal means the account balance is not reflected in the monthly statement. The way to make sure one knows the state of finances even between statements is known as “bank reconciliation”. The device to help one do so is the checkbook register – which is simply a little sheet of paper that is used for recording transactions.

What is the importance keeping track of this money? The larger fraction of bank customers have come up against deep reasons to do so. Indeed, whenever a check is issued with a value higher than the level of money in the account, two things happen. The check may not go through incurring a bounced check fee, or the check goes through because the bank covers it temporarily triggering an overdraft fee. In both cases there is a serious negative consequence.

The types of transactions are many. Monthly car payments by way of check can result in a penalty if there are not enough funds on the day the payment is being cashed.

Personal checkbook registers impedes the rotten luck of such errors occuring. For people who have trouble managing their finances but also find maintaining a checkbook register too burdensome, there are electronic alternatives which are faster and easier to use. These are merely calculator-like devices that can easily be carried around. They have special entry keys for the different kinds of transactions one might encounter related to the checking account.

Very recently the U.S. Senate implemented a series of consumer-friendly finance rules relating to how banks charge overdraft fees (this fee is incurred whenever a bank steps in and pads a customer’s account whether or not the customer wants it). Basically a bank must ask a customer to opt-in to their overdraft fee program. However, the flip side is that without the overdraft fee, checks will bounce and cause other kinds of trouble. Therefore, it is still best to keep finances in check with devices like the checkbook register.

Floating market

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Floating market is a place where the things are sold by boats. It’s a way of transportation by water. Basically, transportation has a very important role in our daily life, the things which are necessary in our daily life can’t be imagine without transportation. A person always surrounded by the needs therefore the person always be a needy because we required many thing to survive our life and with the help of transportation we get all the things.

A country’s financial conditions depend on the transportation because the rates of the product are fixed according to transportation. Generally the transportation done by the motor vehicles, trains, sheep etc. but I think the boats are also a better option when the transportation is done in a small level. You may have seen in many countries the things are exchange by the boats like vegetables, fishes, eggs and many more which are generally daily needs. This is the fantastic way of transportation because by this the things are exchange in a short time of period and the cost of the products is also decreases so it’s improve the economy of the country too.

When we see the scene of a floating market it’s really wonderful it feels like all the colors are surrounded the water so the floating markets have also become the picnic sports. Many people want to pass their free time in these types of places. I have also been in a floating market and I personally feel that it is the place where a person can enjoy allot. When I went there the scene of the market was beautiful I could see every color is sailing in the water and the people are getting so much enjoyed at that place.

As a content writer here I am giving you a advise to be in the Floating market because a person need freshness in his life so he goes for a trip and I think this place can provide you an outstanding trip because there are many thing to appreciated like you can sail in that boats, the music, the beautiful huts etc. these all creates a ultimate environment which is really very joyful. A floating market not only provides the facility of transportation but also it appreciates as a place where people can pass their time by having a trip. Thus the floating market is becoming a place where people want to go because here the people also have the chance to be interacting with each other and the culture of each other.

I am kamal sharma a professional content writer here want to introduce you the fun of a and i hope you like to appreciate it.

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