Microsoft Dynamics GP, formerly known as Great Plains Dynamics and eEnterprise US Payroll module requires periodic payroll tax rates update. For large number of employees in your organization, especially when you have locations in multiple US states, you probably want to do quarterly tax update. If you are current with Microsoft Business Solutions annual support plan, you have access to Payroll Tax update utilities through your GP Customer Source. If you are no longer enrolled in annual support plan, you should check with your current Dynamics GP VAR if your current Great Plains version is still supported and you could receive Tax Updates from your GP Reseller. In this small publication we would like to give you the idea on limited payroll tax update service for old versions of Great Plains Dynamics GP:
1.Payroll Tax Rate Tables in Dynamics database. Tax rates are stored in system database of Great Plains, which is Dynamics. So, updates is done only once on the system level, and it should take effect immediately for all your companies
2.Limitations of Tax Update for old versions. GP versions 8.0, 7.5, 7.0, 6.0, 5.5, 5.0, 4.0 and earlier are no longer supported by Microsoft and Payroll Tax update download is not available for these versions. However, you should expect that some of the States changed their Tax calculation formulae and it is not possible to use old formulas, incorporated in Dynamics.DIC business rules logic. At this time we are aware about Missouri, so if your employees are there, please consider reenrolling to MBS support plan and upgrade your Dynamics GP to supported version 10.0 or 9.0. The other option would be to request GP Dexterity custom programming to update Tax Calculation formula in your old Great Plains version
3.Tax Rates Update Technology. We do understand your situation and we copy current tax rates to custom table and then from there we update your outdated tax tables in Dynamics database. This procedure typically requires four hours of Great Plains Technical Consultant time
4.Tax Update for Pervasive SQL and Ctree databases. This update requires some help from your IT department. Our preferred method is to use Microsoft SQL Server 2000 Enterprise Manager, create Linked Server to your Pervasive SQL or Ctree database, and update tax tables through heterogeneous SQL Update statement. If this is your case, please budget eight hours for the procedure. A bit more exotic case is when you host your Great Plains in Mac Faircom Server (Ctree)
As the interest rate on federal student loans has seen an increase in the past year (starting on July 1, 2014) some are worried that the rise in Direct Loans is going to cause a problem. In the 2013-14 school year, Direct Loans saw a record low in interest rates at just 3.86 percent for undergraduate students and 5.41 percent for graduate students.
For the 2014-15 school year, however, these numbers have rise and now Direct Loans carry a 4.66 percent interest rate for undergraduates and 6.21 percent for graduates. That doesn’t seem like such a large increase, but why is it such a concern.
Some economists believe that instead of trying to raise the interest rate in order to collect more money from the students that are borrowing on these Direct Loans that the interest should be dropped below it’s record point in 2013-14. They have explained that dropping the interest rate even lower will result in lower monthly payments, thus avoiding defaults and delinquencies, which has become a large problem in the United States.
With the student loan debt now topping over $1 trillion in America, there may be a point to that. If every student is able to pay the extra $2 to $3 per month that will result in this interest rate on time, then it will only make a small dent into the national debt. If dropping the interest rate in half would result in saving students an extra $5 or so per month, it wouldn’t make a huge difference for them either.
Learning in college nowadays is usually challenging. The rising price of education is making many Americans find it difficult to manage their money. The U. S. government seeks to address this need of countless American households to supply education for his or her children after high school through a program which offers direct loans to students to cover their college training.
Technically, there has to be an interest rate on Direct Loans or else the Federal Government would not be receiving any money at all in return. However, the problem with debt and defaults has become such a problem that lowering the interest back to its record low points is certainly something to consider.
For more information on student loans and to receive updates about news regarding student loans, log onto www.afbcenter.com to get the scoop from American Financial Benefits Center today!
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Chemical Dyes are mainly used for coloring purposes. Be it clothes or any other product, these are used to provide a colorful impact on the items. There are different types of dyes available in the market which is from branded companies. There are natural dyes as well which are considered safer than the ones made out of various chemicals.
Different Types of Dyes:
Different dyes are used for different purposes. Some are used for coloring hair where else there are others which are used for adding vibrant colors to apparels. Some important types of dyes are mentioned below:
* Acid dyes- These dyes are water soluble and are used for coloring fibers such as nylon, silk, wool and more.
* Basic dyes- These dyes are also stated as cationic dyes and are water soluble at the same time. Products made out of acrylic fibers use this type of dye for coloring purposes.
* Vat dyes- These are insoluble in water and thus cannot be used for directly dyeing the fibers.
* Food dyes- These can be stated as one of the most important dyes that are used at large proportions nowadays. These are used for coloring food items and are thus much safer when compared with other forms of dyes. Food dyes are again classified into three types: mordant, direct and vat. These are made using natural substances that are not harmful for health.
* Dyes for coloring hair- Dyeing hair to give it a colorful and new look is gaining more and more importance among the youngsters. Thus, those that are oxidation based and mainly used for this purpose.
* Leather dyes- To give plain leather a good look, these dyes are used which can last for a longer period of time.
* Fluorescent brighteners- This is use for coloring papers or textile fibers. It is also going to provide the user with a longer lasting effect.
* Solvent dyes- These type of dyes are used for various purposes such as producing coloring oils, lacquers, waxes, inks and more.
Uses of Chemical Dyes
These dyes are gaining popularity with every passing day. As mentioned earlier, the main purpose of using dyes is to provide colors to different items. There are different types of chemicals that are used for this purpose. There are some dyes that are used for direct dyeing application with the help of various tools such as stamps, paint brushes and more. Thus, it can be stated as one of the most important product of modern world.
All information about dyes, chemical dyes are available in the internet. Persons interested can browse through the internet for more information.
If you earn your money on a self employed basis, and contract your time to a company rather than being hired directly by them, then your tax status is wholly distinct from the circumstances of someone who is a direct employee of the same company. When working immediately for a firm, the employer subtracts your tax obligation from your salary before you are given it, through the PAYE (pay as you earn) tax system. When employed as a self-employed person, however, you are , according to the paperwork, self employed, and are therefore in charge of doing the sums on and announcing your specific contractor tax obligation .
contractor tax umbrella company is payable on a yearly basis , according to a tax return filled in before a deadline of January 31st for the fiscal year ending the previous April . After you have submitted your calculation and gained a statement of your contractor tax payment, you submit your complete tax bill in one go. This is one of the many differences between employed tax and contractor tax: with contractor tax you must put away a sufficient proportion of your wage to meet your contractor tax liability at the close of the financial year, when working as an employee ; your tax is removed at source without your input each month.
Many of those who would in different circumstances need to pay contractor tax choose instead to work as part of an umbrella company, which contracts them directly in order to take away the need for contractor tax, and charges their contracted employee for their labour. In this fashion the umbrella company functions as a middle man and in the process does away with the hassle of paying contractor tax, even sometimes reducing the total amount of tax that the person is liable for.
As well as writing down what he or she believes to be an appropriate proportion of their tax liability every four weeks or so , someone who pays contractor tax will also have to ensure that their national insurance contributions are up to date – these need to be paid on time in order that the contractor tax payer remains on course to receive the state pension when he or she reaches retirement age.
So as to get a rough understanding of your probable contractor tax bill at the end of the financial period, you might decide to make use of a contractor tax calculator. Contractor tax calculators are online tools that can be used to calculate an approximation of what your contractor tax could be. Users enter all the variables they have about their ongoing fiscal period, such as their wage and the hours they are fulfilling, as well as any extra types of income, and the calculator then tells them what their contractor tax might be at the following January.
If you are looking at getting into Forex trading there are a few basics that you will have to be aware of. For starters, a forex trading day refers to a days trade that begins at the open of market and ends at the close for the day. All transactions are dealt in for a day. Experienced traders will know the fastest possible means of getting in and out of the market while making a profit in a single day. What forex trading requires is quick decisions and an analytical mind to assess how forex moves through the day.
If you are trying to educate yourself on how forex trading works, getting online would be the best bet for you. There is a lot of research that will help you understand how the market functions in a given day. There is also day trading forex that you can get involve in, though there are several skeptics about its profitability. Many feel that it is not really possible to generate profits from day trading in forex alone.
The actuality is that forex trading is a high risk activity, though there is a lot of profit to be made as well. To begin with you will need a large amount of capital in order to be able to enter the market and buy and sell currency. Since foreign currencies are constantly fluctuating, there is no way to tell which route your profit or loss margins will take.
How much of profit you make in day trading depends on your experience as well as the strategies you employ. All of this you will be able to develop based on your experience in the line. There is a tremendous amount of potential when it comes to earning a profit or making a loss and all of this is based on how well you understand the market and are ready to take a stab at it intelligently. Therefore it is a good idea to be well versed in any thought process related to trading before you actually join the bandwagon.
The main difference between day trading and end of the day trading in forex is simply the time frame involved. In the case of end of day trading, a trader will have to have the presence of mind when it comes to which market to enter and which one to exit. It is in these few minutes of decision making that a trader can make money or lose it. This is also not the market and kind of trading to get in for beginners.
Having a credit card is a great thing indeed, although most are hard to obtain for those who have a less than perfect credit history. The restrictions for getting most credit cards are so tough that those who have bad credit may find it nearly impossible to get a credit card, or they find themselves hit with extremely high APR rates, and find it hard to compete with the interest.
For those who have less than perfect credit or no bank account, there is hope. There are credit cards known as no bank account cards, that can help those with bad credit. These types of credit cards are quite easy to obtain, and they can actually help you to get your credit back and track and live the life youve always dreamed of.
Credit cards of this type are pre-loaded, meaning that the credit limit you have it what you load onto the card, by pre payment. If you want to control your spending and know how much you have, this credit card is what you need. They are also great for those who want to learn about managing money as well. Another great thing about these cards is the fact that they will give you power and convenience of a credit card – yet they will allow you to live within the means of your income as well.
Before you rush and get one of these credit cards, you should first look around and find the best deal possible. Most no bank account credit cards offer you same rewards and incentives of traditional credit cards, along with online access to your account. The best cards are accepted across the world, and offer you ATM access for instant cash. If a card doesnt offer you these types of features, you should pass it by and look for one that does.
Other things to look for with no bank account credit cards include low APR rates, no annual fees, and excellent customer support. Customer support is very important with these types of credit cards, as you dont want a card that doesnt offer you great customer support. If you encounter a problem, you want a company that is going to be there when it matters the most.
If you take your time and research no bank account credit cards, youll find one that you cant refuse. There are many to choose from, especially if you look online. You should always compare features and rates, and look for companies that offer you cards with excellent features and low rates. This way, you can get everything you love from traditional credit cards – without having to worry about your credit or needing to have a bank account.
You can find the best choice of credit cards and pre-paid cards at www.CreditCards.us ()
Owning a coffee franchise can be a very rewarding experience, but before you sign on the dotted line and start serving hot cups of ‘joe’, there’s certain things you need to know so you can make the right decision. If you go into buying a coffee franchise blindly, you could end up making a very costly mistake.
First things first, get a reality check. You should know going in what kind of money you have to put towards a coffee franchise, you should understand your strengths and weaknesses in running a business and be very honest with yourself about how much time you’re willing to spend in your business. If you do this, you’ll be way ahead of the curve. Don’t jump into any decision. Take your time, consult with franchise experts and do your due diligence.
The attractive thing about owning a coffee franchise is the cash flow and profit margin. People are drinking coffee today like it’s going out of style and they are happily paying upwards of $3 per cup. The real cost of the coffee is under $.25. The profit margins with coffee are HUGE! On the contrary, only making a few bucks per cup isn’t going to get you a mansion in Beverly Hills. A Coffee franchise is 100% a volume business. You have to crank out thousands of cups per month to see any real income. Some of the most successful coffee franchises have drive-thrus which can make up to 70% of the revenues.
The real secret of a coffee franchise is NOT the coffee, but the atmosphere. People can get coffee anywhere, but they come to these shops because of the social element. They come to hang out, conduct business, surf the web, relax, read a book, whatever. That’s why so many coffee franchises have the relaxing and mellow look and feel to them.
However, there are things about a coffee franchise that aren’t so fun from the very start. First, the high start-up costs can be huge. Not only will you have to pay a hefty franchise fee, but then you have to get a location, you’ll have to get equipment, you’ll have inventory to get, fixed costs, variable costs, employee wages and on and on. The costs can be high. Don’t forget about the royalty fees that are based on gross revenues, not net profits.
Now even if you are financially capable of buying the coffee franchise, that won’t matter because there are more pre-qualifiers you must meet. You’re going to need a considerable net worth, a good credit history but the real challenge is that you have to get approval to buy the franchise. If they don’t like you, they won’t sell you a franchise.
Everywhere you look online there are ads telling you that you can make money online free. We’ve all seen them, flashing in banner ads and posted all over the web, even in places that didn’t seem appropriate for such an advertisement. We’ve gotten spam in our e-mails that tells us we can make money and retire within the next year by just following a simple plan. Unfortunately, the majority of those types of ads are nothing but scams. And the majority of people who are looking for a way to make money online free have also fallen for at least one of them.
The lucky ones are the ones who only lost $10, $20 or $30 to such a make money scam. But there are plenty of people who’ve lost hundreds and even thousands of dollars on get rich quick schemes and scams. The general rule is that if it sounds like it’s too good to be true, you should always assume that it is. But aren’t there ways to actually make money online free without risk?
There are some ways you can make money without spending money or being scammed. One of the top ways to do that is by filling out surveys. You should never pay a company for the privilege of filling those surveys out, however. There are many companies who want to sell you a package to teach you how to make money filling out surveys. Those companies are taking money from you for things you can do for free.
Companies regularly offer surveys and are willing to pay people to fill them out because that information is valuable to them. So you should only ever try to make money online free by filling out surveys that don’t cost you anything, otherwise you’re spending money you don’t need to spend.
Should new Forex traders take Forex trading courses or join a Forex training program? Definitely yes; by now you have probably heard that only 5% of traders achieve consistent profitable results when trading the Forex market. The main reason for this is the lack of education. Dont get me wrong here, taking a Forex training program or a Forex trading course wont guarantee profitable results, nothing can, but choosing the right Forex training program or Forex trading course will definitely put the odds in your favor.
Before spending any amount of money on any Forex trading course or Forex training program there are some important aspects you need to take in consideration. There are many training programs available, but not every one of them suits the needs of every trader.
The first thing you should be looking in a Forex training program is the content of the material. Unfortunately, most courses or training programs focus or spend most of the time on basic concepts. Though these basic concepts are important, spending most of the course on them wont help the trader to make consistent results.
The following subjects are what I consider the most important aspects of trading and every training program or trading course should address:
Forex trading basics. Review basic concepts such as: margin, type of orders, a little background, bid/ask, rollover, etc. You need to make sure you understand every single concept to perfection.
Main drawbacks of Forex traders. Being aware of the common mistakes made by Forex traders and knowing how to handle them will prevent new traders from making those mistakes.
Technical and fundamental analysis. These are the two main approaches adopted by Forex traders. Knowing how to properly apply each concept will definitely put the odds in your favor.
The three pillars of Forex trading. I consider that these three subjects have the most impact on every trader trading account.
Forex trading system development. Having the right system is a must if you want to have consistent profitable results. Having a system that doesnt fit you will cause a series of problems that will make your trading account vanish away (second guessing the system, not following your system, etc.)
Money management. This is considered by many successful traders to be the most important single aspect of trading. Money management helps to increase your profits geometrically and at the same time limit your losses (i.e. a good risk reward ratio of about 2:1 will make you money in a Forex trading system that is right only 38% of the time.)
Trading psychology. Being aware and knowing hot to handle the psychological barriers that affect every trader decision will put the odds in your favor.
Other important aspects every training program should include are: Developing habits for success (such as discipline patience, taking responsibility of every action, commitment, etc.,) understanding and taking our trading as a business, risk and trade management.
A California duo allegedly committed financial elder abuse by swindling an elderly mentally ill woman out of thousands of dollars. The defendants are a couple who reside in Riverside County. They allegedly befriended the elderly mentally ill woman and talked her into giving them money and goods. California elder abuse attorneys remind senior citizens that strangers who suddenly take an interest in your finances are not to be trusted.
The defendants in this case were arrested at their Lake Elsinore home. At the home, Ontario police found large quantities of furniture. The furniture was allegedly purchased with the senior citizens credit cards. Detectives claim that the couple convinced the senior citizen victim to open several credit card accounts, which were used to purchase the furniture. The furniture purchases added up to more than $36,000 dollars. California elder abuse attorneys say that families should keep an eye on senior family members to make sure they are not being conned.
In this case, the defendants allegedly also persuaded the senior citizen victim to withdraw $10,000 from her bank account. The elderly victim gave the money to the defendants and one of them allegedly spent the money at a Los Angeles area casino. The defendants were booked on suspicion of burglary, grand theft, financial elder abuse, and other felonies. Police are concerned that the defendants may have defrauded other elderly victims. California elder abuse attorneys say that financial elder abuse is on the rise nationwide.
Evans Law Firm, Inc. handles elder abuse, financial elder abuse, physical elder abuse, annuity fraud, consumer fraud class actions, insurance and banking fraud cases. If you think that you have witnessed or are the victim of elder abuse, or financial fraud then contact Evans Law Firm, Inc. at 415-441-8669 for a free and confidential consultation, or email us at